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Solutions Federal Credit Union

ID Theft Protection

As an accountholder at Solutions Federal Credit Union, you are eligible to receive the complimentary benefit of IDSafeChoice.

If you become a victim of identity theft, IDSafeChoice will go to work to restore your credit and your credibility – a process that could save you up to 600 hours of your time. Surveys show that as many as a third of all victims give up without ever getting back their good name – even after a year of trying on their own.

IDSafeChoice provides you with the reassurance that if identity theft strikes - no matter what the reason - a professional is standing by, ready to restore your good name - no matter how long it takes.

If your identity becomes compromised as a result of a lost purse or wallet, a break-in, lost laptop or notification of your involvement in a data breach, IDSafeChoice can help with a Personal Recovery Advocate.

 

Please see the ID Safe Choice Terms and Conditions:

  1. Services are provided to the named individual in Sponsor’s Covered Group; businesses do not qualify for this offer.  Benefits are non-transferable. 

  2. Benefits have no cash equivalent, are non-transferable, and non-cancelable (except in the event of termination of the Group Plan.)  Provider Services do not cover financial losses of any kind arising from the identity theft.

  3. Eligibility for recovery services is based on identity theft events that are discovered and reported to the services provider on or after the effective date of the individual’s coverage and during the eligibility period.

  4. Provider reserves the right to refuse or terminate services if it is deemed that the participating plan member is committing fraud or other illegal acts, making untrue statements, or failing to perform his/her portion of the recovery plan.  Provider will not refuse or terminate services to a plan member solely due to the complexity of a case.  Provider cannot be held responsible for failure to provide or for delay in providing services when such failure or delay is caused by conditions beyond its control.

  5. Service Provider does not provide credit counseling or repair to credit which legitimately belongs to the plan member. 

  6. Services are only available to residents of the United States. Identity recovery is only performed with agencies and institutions in the United States, or territories where U.S. law applies.

  7. Identity theft services are provided by Merchants Information Solutions, Inc.  (MIS).


****RATES SUBJECT TO CHANGE WITHOUT NOTICE****

****THE RATE OFFERED IS DETERMINED BY YOUR CREDIT HISTORY****

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SFCU
907 Broadway Ave.
Elmira, NY 14904
(607) 734-7144

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